![massive NPA write offs](https://www.policycircle.org/wp-content/uploads/2022/11/npa10-300x200.jpg)
Banks have written off Rs 2.09 lakh crore in bad loans in 2022-23; bankers say NPA write offs, compromise settlements no solution. #NPA #badloans #RBI #banking Read more »
![AI mission](https://www.policycircle.org/wp-content/uploads/2023/05/ai10-300x200.jpg)
Telecom regulator TRAI recommends the formation of a statutory authority, and calls for international collaboration to ensure responsible use of artificial intelligence. #AI #artificialintelligence #TRAI Read more »
![Ayushman Bharat scheme](https://www.policycircle.org/wp-content/uploads/2020/05/hiv-aids-covid-300x200.jpg)
The Ayushman Bharat scheme, aimed at reducing out-of-pocket healthcare expenses, is facing challenges due to fraudulent practices by some practitioners. #ayushmanbharat Read more »
![rupee](https://www.policycircle.org/wp-content/uploads/2022/08/pib10-300x200.jpg)
The states must focus on improving expenditure quality in infrastructure, research and development, healthcare, and education to drive #economicgrowth, says an #RBI report. #gdpgrowth #publicspending Read more »
![Indian NBFCs](https://www.policycircle.org/wp-content/uploads/2022/08/bank10-300x200.jpg)
#NBFCs are catalysts of financial transformation, and their regulation holds the key to economic growth with stability. #RBI #sebi #finmin Read more »
![tax havens, FPI](https://www.policycircle.org/wp-content/uploads/2020/06/india-FDI-screening-300x200.jpg)
Tax havens help companies avoid paying taxes, giving them an unfair advantage over competition and depriving governments of much-needed revenue. #Taxhavens #FPI Read more »
![NPA, Indian banking, PSBs](https://www.policycircle.org/wp-content/uploads/2020/02/reserve-bank-MPC.jpg)
India's NPA crisis is far from over, with the government and RBI struggling to find a solution for the bad loans problem and to protect depositors. #wilfuldefaulters #IndiaNews #banking #NPA #PSB Read more »
![NBFCs, India's shadow banks](https://www.policycircle.org/wp-content/uploads/2023/07/banks20-300x200.jpg)
Effective regulation of shadow banks is imperative to promote stability while harnessing the potential of India's non-bank financial sector, says Shyamala Gopinath. #nbfcs #rbi #npas Read more »
![digital public infrastructure, DPI](https://www.policycircle.org/wp-content/uploads/2020/09/india-data-protection-300x200.jpg)
The controversial Digital Personal Data Protection Bill proposes stiff penalties on individuals and companies failing to prevent data breaches, while giving the government a long rope. #personaldataprotectionbill #privacy Read more »
![VC, startups,](https://www.policycircle.org/wp-content/uploads/2023/04/MDB10-300x200.jpg)
India's thriving startup ecosystem seems to be losing steam as funding challenges persist, and regulatory hurdles dampen confidence. #unicorn #startups Read more »