Bank NPAs

Looming NPA crisis: Unsecured loans threaten India’s private banks

The surge in unsecured lending, fuelled by the rise of instant loan apps, has created a debt trap for many borrowers, leading to a corresponding increase in NPAs for banks. #NPA #banking Read more »
Remittance, UPI, LCR, digital payments

RBI’s LCR circular: A double-edged sword for digital banking

RBI's LCR circular has ignited concerns among banks, particularly the tech savvy ones reliant on internet and mobile banking. #bank #banking Read more »
cartels, leniency plus

RBI gives green light to SROs in banking, shadow banking

Industry veterans at the helm of SROs are expected to navigate India's financial market complexities and ensure swifter regulation and best practices sharing. #SROs #banking #RBI Read more »
massive NPA write offs

NPA write offs will hurt economy, RBI needs to be transparent

Banks have written off Rs 2.09 lakh crore in bad loans in 2022-23; bankers say NPA write offs, compromise settlements no solution. #NPA #badloans #RBI #banking Read more »