direct tax

UPI: Convenience, security, and impulsive spending

While revolutionising payments, UPI has inadvertently fuelled impulsive spending, raising concerns about financial discipline. Read more »
Remittance, UPI, LCR, digital payments

Remittance revolution: UPI, CBDCs can bring down transfer costs

UPI's efficiency and CBDCs' potential for bypassing intermediaries offer India a powerful one-two punch to slash remittance fees. #UPI #transfer Read more »
UPI

Digital public good: Can UPI survive without merchant fees?

As UPI transaction volumes touch new highs, the industry calls for a market-driven solution like MDR charges to ensure growth and sustainability. #UPI Read more »
India leads the world in digital public infrastructure

Digital Public Infrastructure: India’s toolbox is revolutionising global trade

#Aadhaar, #UPI, #GSTN - India's digital public infrastructure shines as G-20 adopts key global trade principles, opening doors for inclusive growth, writes Dr Ram Singh. #DPI #DPGs Read more »
upi going global

UPI is India’s ticket to fintech power; it should remain free

Global lobbies are at work to make UPI a platform comparable to their paid networks -- RBI must resist the temptation to charge a fee. Read more »
UPI

Global payments system: Can India present UPI as alternative to SWIFT

UPI vs SWIFT: India has an onerous task at hand as it looks to push the homegrown UPI as an alternative to SWIFT, dominated by western countries. Read more »
Indian economy

Banks may not charge you for NEFT transactions from January

The Reserve Bank of India has proposed several steps to improve the digital payment experience. Read more »